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Toyota Motor Corp. plans to open official dealers in the Far Eastern Russian city of Khabarovsk, Vladivostok and Nakhodka for summer 2012, as reported by the president of Toyota Motors Russia, Takeshi Isogaya in a statement to the press.

Dealers are located in big cities already receiving Japanese investment. Toyota currently has three service centers in these cities, which will become official dealers and begin to market the Nippon brand vehicles.

Toyota estimated combined sales of 100 new vehicles per month from the three new dealers. This higher figure than the average sales of other Toyota dealers in Russia. The dealers in Moscow and St. Petersburg, for example, sold together between 70 and 80 vehicles per month. Read the rest of this entry »

Only eight companies are the automotive sector in Albacete province, counting the vehicle manufacturing activities, the manufacture of bodies and trailers, manufacture of electrical and electronic equipment and other manufacturing components and parts. Not included, of course, businesses engaged in the repair of vehicles. The statistic is part of a comprehensive study on the situation of companies involved in the manufacture of vehicles and their components, a document prepared by the Observatory of Occupations of Public Employment Service (SEPE). The eight companies involved in Albacete are five bodies, trailers, and three dedicated to the manufacture of parts and accessories for vehicles.

These eight companies employing fewer than 300 workers in the province. 272, in particular, according to the study, performed with the hiring figures of 2010. Although the sector has no weight in Albacete has in other places, people employed in these companies are now over. In the last year the Social Security members in any of these activities have grown by 6.7%, and in particular is an increase that occurs in workers in manufacturing parts, components and accessories. Albacete no workers employed in vehicle manufacture or production of electrical and electronic equipment.

We have changed this year but the consequences of the economic crisis are still noticing. This Sunday we will stop in the field of automotive .2011 has been rated by professional dealers and a horrible year for the sector. The figures are not only endorse this view. Vehicle registrations in Euskadi have fallen 25.83% in 2011. From 9:00 am analyze these data with Juan Maria Lopez, Secretary General of the Automobile Association of Gipuzkoa and Anthony Ugarte, LEJAUTO Manager, PEUGEOT dealer.

Leading is not doing mathematics with the notes, but to go perfuming the score”. Juanjo are the words of Ocon, Director of the Youth Orchestra of Euskadi leading spraying essence of patience and work in the EGO for over ten years. Chat with him this Sunday starting at 10:30 h.

After the January 6, after the holidays, our body still suffers gastronomic excesses, constipation or heartburn . It is good time to start again to properly manage food, since it will help Dr. Javier Andrés Novales of San Juan de Dios Hospital in Santurce on Sunday from 9:30 am Death is one of the taboo subjects in our society , especially if you link the world of children. How can you tell a child that his grandmother, a neighbor or Amatxu are gone forever? Remove the fear and deal with this reality is what has claimed the professor of the UPV-EHU Arna Txabi l in his thesis” The treatment of death in children picture book.” With Charles on Sunday from 11:00.

On December 24 Navarra School of Theatre confirmed that the Government of Navarre funding cut by 90%, a decision that has already generated the first consequences. From the 9th of January, the school has been forced to suspend the activity of the room and part of the teaching profession. In Euskadi Weekend Today we’ll talk with Javier Perez Eguaras, Technical Director of Navarra School Theatre, on the future of the center.

This week we learned that the film ” The spark of life ” at the Berlinale will be out of competition.

It is not difficult if we can find good loans “zero interest”, but always ask the bank usually change the domicile of the payroll to ensure the entry of a fixed capital every month so as not to lose money. The amounts of these loans are not very high and are only accepted in certain cases after a study by the entity. The only costs that raise the loan are the fees for opening or study. Only if the APR of 0% loan bank required only to refund the amount you borrow.

And although this may vary throughout the service life margins will remain very similar. This is certainly the best indicator to compare different loans in the market and that calculation takes into account the interest rate, fees and expenses charged by the entity and the term of the transaction.

To give an example of this types of loans, we can name the Loan Star Express of La Caixa to return in 10 months but applying origination fees (2.25%) and study (1%) loan for the return to school CajaSur up 5000 euros and 12 months of repayment, the Young Credit 0% IberCaja for young people aged between 18 and 25 years can get up to 1,800 euros and Credit Zero BBVA request an advance that allows up to 14 net payroll with a commission of opening of 1.5%.

From BlogPrestamos want to help you choose the best mortgages from a wide range that offer boxes and benches. This time we focus on the best mortgage institutions offering on-line for the general public. Of all tested by our editors (iBanesto, Cajacanarias, ING, ActivoBank, … etc), we are left with two that we felt the best interest both offered, as per the requirements and conditions to be met, it comes to mortgages offered by Uno-e and Tubancaja .

Uno-e offers your mortgage to an interest rate of Euribor +0.69%, with no additional commitment. This difference can be downloaded three tenths to 0.39%, this time household payroll holders against a home insurance and life insurance (0.1% less interest for each product purchased).

This mortgage unoe no commissions, no soil, and can be requested from 30000 euros and up to 80% of the appraised value of the floor. The time limit would be 35 years. It has additional advantages such as the ability to change the mortgage to a fixed period from the first year deferral of payment of annual fees and two others that make it very attractive for recruitment of the mortgage with a-e. Read the rest of this entry »

Today, due to the economic situation to the crisis and the lack of jobs many people have seen their income reduced due to loss of employment of a household member, or the total loss in some cases. Furthermore loans and mortgages do not go away just as income. In this dramatic cocktail, the downward spiral often leads to use the “magic” solutions offered by companies dedicated to regroup loans or refinance debt.

We must be very careful with these solutions, because what is a difficult situation can become a critical situation. You have to evaluate many different options, and view each particular case, why not for everybody this is the best solution. In what cases can be a solution to regroup loans ?, because honestly think very few. Since we do not forget that these companies are not sisters of charity, are companies looking for profit, and we can assure a profit seeking disproportionately greater than those banks and savings banks or financial institutions, because obviously the risk is greater.

For example, if the family’s financial problem is given because it has lost some of the income of the family unit, but another part of income is considered to be completely stable, almost impossible to lose (the salary of an official, perhaps) whether it would be an option to evaluate the possibility of refinancing the debt with one of the many companies that offer this service. Extend the life of the loan, at the expense of paying more interest, but with a markedly lower monthly fee.

But for the rest of cases, and even then, before venturing to the desperate to accept this type of refinancing your loan, it is better to see the other options: renegotiate your loans and mortgages with your bank, try to change some condition, sell the property on which there is a loan to pay off the remainder of the loan with the proceeds from the sale,. etc. .. Sometimes there is no option, but be very sure, do many accounts, and consider all available options before going to regroup loans and exorbitant interest about irreversibly worsen your financial situation.

We have ever spoken of the dangers that have loans and consumer loans if not handled carefully, as they offer you quick and easy money to buy the furniture that you like to decorate your home, the latest model or 3D TV that trip you were always willing to do, and you can then find a loan that does not know how to pay very high interest.

We are not against this type of product, provided it is headed, thinking it to be needed, how much is needed, the minimum possible, and seeing the different offers or opportunities offered by companies that supply these products, we must also take into account obviously a plan to pay this loan, which revenues and expenses are going to have on month to meet payments.

One company that has been offering this series of products for over 25 years with millions of customers in Spain, which enjoys the confidence of the market is Cofidis, which offers personal loans for consumption up to 6000 euros. Read the rest of this entry »

It is clear that most of the time we seek a loan or mortgage is out of necessity and the conditions of the loan that the bank will give us depending on our economic and our incomes, as well as the interest rate.

But what we can do is compare different banks and savings banks, and we can not blind to accept the conditions that give us the first bank to give us a mortgage. Note that a reduction of one tenth in the differential, which eximirte of hiring an insurance of any kind or other difference between the conditions of a bank and another may be, in the life of the loan, a lot of money saved. In one month we may not seem worth it, but if you multiply it by the life of the loan can be a great deal.

To assist in this operation there are several pages we compare the terms offered by different banks and their mortgages and those can we even compare to our personal circumstances. Maybe you can use to excel yourself you can create a simple worksheet to simulate how your life would be different loan cases even simulating partial repayments of capital. Read the rest of this entry »

Mortgages and Loans
Loan Calculation
- We provide you with a simple tool to calculate your mortgage, personal loan or credit. You can easily find a monthly fee and the total interest you pay. Make now your loan calculators.

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Bank loans
Bank loans allow us to enjoy things you usually do not have enough money saved. We want to buy a car, a motorcycle, a trip, take a master or study in another city or country, starting a small business, making changes at home or just buy it! Read the rest of this entry »

The Andalusian Employment Service (SAE) offers users a new virtual office service to promote self-employment and help entrepreneurs who have a business idea. Addressed to unemployed citizens and professionals, the tool Opportunities Business collects up to 300 business opportunities of interest to all sectors of activity in the Andalusian region. Each of the projects has been analyzed in depth, which can offer a complete description of each business idea which includes legal and entrepreneurial profile recommended.

Food, hospitality and catering, leisure and tourism, clothing and footwear retail, workshop and repair services, community services, the elderly, private education, environment and other services are large containers of these 300 business plans, which also can be customized. To adapt an existing project to the particular idea you can take the future entrepreneur, you must register with the application. You can plan one or more business plans inputting the required data. To do so, once registered, select the desired activity sector and concrete business.

One of the advantages of the interactive space is that the user does not need business skills. The service is complemented with additional information as the steps for starting a business, legal forms, funding sources, grants and subsidies, additional training for entrepreneurs and, ultimately, a comprehensive guide to start a business. On the other hand, the SAE has a network of offices where help and accompany the process entrepreneurial start-ups, the Network of Territorial Units for Employment, Local Development and Technology (Raute).