20. Find out the maximum. To do this, have at their disposal a multitude of data, reports and indicators that allow public to be aware of what happens in the securities and issuers.

21. Buy when a stock is going down and sell when climbing. The timing may make this recommendation is one of the most challenging aspects of the investment, because you can buy down and value continue to fall or vice versa. Depend on the different analysis applied to determine the appropriate time that we implement the recommendation.

22. Do not invest on credit, not in debt to invest in the market if it has a certain appreciation of the contributions. The investment credit is unwise for an investor little market expert and for which the debt can cause a threat to personal and family heritage.

23. Take your stock market investment decisions quickly. A delay in the execution of a decision may have changed the landscape in the opposite direction to its interest. Operational agility to be important once the decision, not only for their part, but also by the securities intermediary, you must follow your instructions as quickly.

24. Orders for purchase or sale of listed securities to its securities intermediary or bank clearly and accurately, to avoid problems later. Establish the exact date of execution of the order, price or price band for the purchase or sale of securities and term of validity of the order to avoid surprises arising from fluctuations in stock prices immediately.

25. Do not invest in securities or markets that are unknown to him very attractive, sophisticated or exotic it may seem, because the lure of the unknown and the newest can generate incalculable losses. Emerging markets or the derivatives markets are at high risk, which is linked to significant gains or losses, even with the help of experts familiar with them.

26. Do not put all their savings in stock. The stock market is a risky investment and thus generating gains or losses. It is therefore recommended that a heritage diversify into movable and immovable assets, with only a part used for direct stock market investment. We devoted to equities depends on the human and personal profile Saver, depending on their age, their life prospects and their risk aversion or generated from stock market investments.

Of course I strongly recommend the two volumes of this “Stock Investment Guide” by José Ramón Cano Rico.

Credit to: Mariano Cabrera Lanfranconi

10. It is not necessary to be invested in the entire capital: It is preferable to have sufficient liquid assets to operate in certain short-term opportunities.

11. Invest in stock of your savings that you can lose without it poses a difficult debt situation or that could jeopardize their personal wealth and family. Do not forget that investing in stocks is a risky investment.

12. The bag is not a gamble, but moved by many conditions to be tested for maximum profitability. Whoever believes in bull markets the stock market is a game where you always win, no historical memory market.

13. Define your goals before investing, time and risk for your investment. Each investor has a specific portfolio design, influenced by their heritage, age, risk aversion, expectations of benefit. In addition, investment by type.

14. Do not scatter over their investments, because the surveillance of the securities will be more complicated. A portfolio with many securities is difficult to control.

15. Do not invest in securities indiscriminately down because I think it mount up. This persistence of the low can prove a difficult situation of the company, which may cause further declines.

16. Invest with broker-dealers registered with the CNMV. Do not be fooled by any “snack” financial actors on the market without authorization and without the requirements for agencies and securities firms and stock.

17. Avoid being in the moment of maximum contribution, because high trading situations tend to happen just to benefit cuts, with sales, profit taking from whom you purchased below those highs.

18. Make temporary cuts in contributions. The investment should result in lower values when changing to allow the buyer take advantage of the trend increases.

19. Avoid short-term investments reserved for speculators. They operate in the market even in the day to day, in and out of the market in very short time. This requires a dedicated and market surveillance.

The normal investor in the stock market should have a longer time horizon, enabling it to digest the data and draw conclusions about the advisability of investing in this or that value.

Credit to: Mariano Cabrera Lanfranconi

Anyone who wants to invest in stock for the first time, you can take note of these twenty-six councils, the result of the experience of many investors:

1. Ask for advice from an expert, since it is very difficult to analyze individually the many factors that affect stock prices.

2. Beware the consultant that promises high returns, because the stock market is a market of uncertainty and risk, where no one can guarantee a high profit. Think if this were so, the counselor would be devoted to advice, but to invest their own assets directly to achieve the gains it promises.

3. Invest in liquid assets: If you want to recover your money when you need, look at those values with a frequency and high trading volume.

4. Do not invest in market overbought or over invested: This phenomenon occurs when there are large sections of the population within the market, buying securities that have gone to see the prices steadily rose. It’s when the bag becomes habitual in social commentary, at work, in bars, on the street … It is time that is more difficult than from new money contributions to move upward, so it is better to get out market.

5. Diversify your investment: To minimize the risks, invest a percentage of their portfolio in bonds and other equities, in turn combining values and different sectors to offset risks. There is a saying that describes this need for market diversification: Do not put all your eggs in one basket.

6. Venda where it considers that you have an acceptable profit, although the value continues to rise. Do not wait until the last climb, then a trend change can make you lose your winnings. There is another stock that regard: the last drive, which was taken by the others.

7. Invest in stocks with good fundamentals and strong: You should invest in securities of “singing gold”, with strong balance sheets. Do not expect the business of investing century “peas” or speculative securities that may cause unexpected losses.

8. Regularly monitor the prices: An investment portfolio is not eternal and we have to handle it. Laziness is not proper to the stockbroker. Act quickly to discover new opportunities.

9. One must know how to sell on time when you have already won or when you lose to prevent greater evils. The “encabezonamiento” in the stock market is the worst of evils. It is better to lose to “lose more.”

Credit to: Mariano Cabrera Lanfranconi

* A sound business concept. The most common mistake that entrepreneurs make is not picking the right business to start. The best way to learn about your prospective business is to work for someone else in that business before beginning your own. Can be a huge difference between a good business concept and reality.
* Understand your market. A good way to check that the market is known as a test market your product or service before you begin. Think you have a great kite that will capture the imagination of kite fliers in the world? Then, make some of them and try to sell them first hand.

* Industry strong, growing and stable. Remember that some of the greatest inventions of all time, like airplanes and automobiles, not result in economic benefit to many who tried to exploit these great advances. For example, the cumulative earnings of all airlines since Wilber Wright flew that first plane are less than zero (the losses of the airlines have been greater than their profits.) Success comes to those who find businesses with great economics and not necessarily great inventions or advances to mankind.
* Administration capable. Find people you like and admire, have good ethical values, skills and are smarter than you. Plan to hire people who have the skills that you lack. Define your unique ability and seek out others who turn your weaknesses into strengths.
* Adequate financial control. Learn later the importance of training in accounting, computer software and cash flow management. Most employers do not have accounting backgrounds and must go back to school to acquire such knowledge. You bet your savings in a game where you do not know how to keep score? People mistakenly do it in business.
* A consistent business focus. If you think of specific products or services, find that specialists will outperform non-specialists. Focus on something you can do as well as being immune to compete with someone with a lower price.