From BlogPrestamos want to help you choose the best mortgages from a wide range that offer boxes and benches. This time we focus on the best mortgage institutions offering on-line for the general public. Of all tested by our editors (iBanesto, Cajacanarias, ING, ActivoBank, … etc), we are left with two that we felt the best interest both offered, as per the requirements and conditions to be met, it comes to mortgages offered by Uno-e and Tubancaja .
Uno-e offers your mortgage to an interest rate of Euribor +0.69%, with no additional commitment. This difference can be downloaded three tenths to 0.39%, this time household payroll holders against a home insurance and life insurance (0.1% less interest for each product purchased).
This mortgage unoe no commissions, no soil, and can be requested from 30000 euros and up to 80% of the appraised value of the floor. The time limit would be 35 years. It has additional advantages such as the ability to change the mortgage to a fixed period from the first year deferral of payment of annual fees and two others that make it very attractive for recruitment of the mortgage with a-e.
On the other hand “tuhipoteca light” of tubancaja not have any kind of commission, may be requested from EUR 150000 and up to 80% of the appraised value of the floor. The time limit in this case are 40 years and the interest rate is Euribor +0.7% without linking. Like a mortgage, and the differential can be reduced to 0.55% if household payroll, contracts and pension plan funding insurance contracts (0.05 less per product) As a bonus, “light tuhipoteca “allows you to defer up to 6 installments in case of loss of employment of the holder, in these times is warranted. These are mortgages that since blogprestamos think may be more attractive at the moment, because although they offer other conditions and similar interests, the relationship is mandatory and affects more products (receipts, minimum charge card, credit card contracts, … etc)