The challenges of modern life, where competition for survival and growth are constant, highlight the relevance of the spirit that gives individuals and organizations the strength to fight, overcome and improve. When viewed from the perspective of business, the momentum is clearly identified as entrepreneurship.

Several authors recognize the importance of this factor on the possibility of improving the living conditions of individual and collective, as part of a coherent economic development
highlighting its potential impact on small and medium enterprises.

As defined in the European Green Paper, entrepreneurship takes the attitude that it is an individual, by acting both as individuals and as a member of an organization, which shows their ability and motivation to identify an opportunity and achieve through their own efforts to generate greater value or economic success.

The concept emphasizes the importance of creativity, innovation and sound management, taking the respective risks in the generation of skills to achieve positive changes in existing markets, creating new markets and generally promote higher value added to existing processes.

Entrepreneurship can occur in any business of all sectors, in companies of any size and individuals with varying degrees of preparation and maturity. Its main benefits are associated with:

“Creating jobs and economic growth.
“Competitiveness, through the impetus for innovation and efficiency, which create positive competitive pressures.
“Developing the potential of individuals and that once their basic economic needs met, to become entrepreneurs meet other needs for improvement and independence.
“General welfare of society, thanks to the contribution to the economy to generate wealth, employment and greater choice for consumers.
-Preservation of nature and social responsibility in a conscious and active.

Despite widespread recognition of what it can mean for individuals and organizations, there are cases such as Venezuela, where the multiplier effect of entrepreneurship is not being used in all its magnitude.

Studies by authors and Venezuelan and international organizations, such as Romero, Naim, Albuquerque, Genatios, La Fuente, Viana, Cervilla, Conindustria and Cespi, among others, identified the strengths, potential and both American and Venezuelan issues related to entrepreneurship and the importance of SMEs as key elements to create deep and positive social and economic changes.

With regard to the Venezuelan case, research shows that although there are valuable business initiatives that indicate the existence of an undeniable movement of entrepreneurs, there are major problems in relation to entrepreneurship that are manifested in the high rate of close-ups and mature various sectors and the slow rate of creation of new businesses.

Other factors identified as responsible for this situation, emphasize cultural factors, by insufficient recognition of the importance of individual effort on the personal and collective achievements, the subsidies and protectionist policies, laws and regulations that encourage patronage and clash with labor productivity, economic and political instability, frequent changes in the rules of business, the high level of red tape, the transfer of responsibilities from state to private sector, insecurity and low educational level of the population.

In addition to these problems should be highlighted low levels of business investment in human resource training, the underutilization of human talent, institutional weaknesses, limited demand and capacity in developing science and technology and the early development of cooperation networks institutional, productive and social, among others.

The social and economic costs associated with the issues affecting entrepreneurship Venezuela briefly outlined is very high and is manifested dramatically in the high levels of unemployment, idle industrial capacity, industrial disinvestment, capital flight, crime, insecurity, social unrest and deteriorating rates of productivity and economic growth. Its consequences, openly or tacitly, are recognized both in the public sector and private sector.

The Venezuelan economy and society are paying and will pay in future generations, the price of not having a solid framework that allows the emergence and maintenance of a strong entrepreneurial spirit, creative and growing, which supports the growth and development and comprehensive national fair. It is therefore necessary that the state action, individuals and companies is planned, integrated and coordinated towards achieving national development objectives consistent and sustainable.

While it is not possible to propose an immediate solution to the problems described, due to their complexity, it must start from the recognition of the problem and intend to seek structural solutions, which should begin with the depoliticization of the fundamental processes of life national and the establishment of a stable legal framework to serve as a basis to formalize rules, benchmarks and objectives clear sanctions to support individual and collective initiatives, and the firm intention of the Venezuelan business and industry to reinvest the best in the country, pointing to the full development of productivity, potential and national competitiveness.

This should allow a whole gradually regain confidence and drive it from the production processes vital to the creation of new jobs and economic and social growth.

To do this, there must be a consistent orientation of public policies and private, so that they are designed and implemented considering the country as a whole, without segregating any factor, and not allowing individual decisions and have exclusive and undue prominence limitations imposed by external elements should not exist.

The creative potential of Venezuela has been highlighted as an attribute by many scholars in the field. So the willingness to change, clear rules, information and knowledge, well-targeted policies, science and technology, training and development, a framework of support and infrastructure suitable, would be given the minimum elements that should lead to the recovery of confidence, the attraction of new investment and hence the improvement of productivity, competitiveness and national economic and social conditions.

This certainly would support the awakening of the spirit of struggle for the reconstruction of an efficient and competitive country, based on ethical foundations, principles and values ​​that enable the healthy national participation in global markets and not least, the subsequent revaluation of pride the Venezuelans for their own abilities and for his country.

Therefore, both government agencies and individuals and businesses a firm should support all initiatives to strengthen entrepreneurship in Venezuela.

Have increased the virtual assistance firms while the freelance offering such services. Now with the new government legislation , which requires large companies to have to receive telephone complaints by people and not robots, are expected to increase this demand.

Some companies are already considering the possibility of outsourcing this type of call to an external company.

Moreover, although the small company is not obliged to take this type of measure will also consider hiring a person to enter the work of the call from home, or with a temporary or part-time, freelance contract or commercial, should be registered as a company or self.

On the other hand, have appeared in Spain 1.300 new personal trainers and 564 personal shopper, which is good news because it means that more and more, Spanish is open to new or pportunities business and receive properly.

Another big news comes in the tourism sector, a sector of business thanks to the ideas of some Spanish entrepreneurs, not only making tourism a very profitable business , but will be enriching the country’s economy.

Spain is still, thanks to these entrepreneurs a benchmark for innovative tourism, where we highlight the company Multicolor Travel , which, from Granada, and is a landmark for gay and lesbian tourism .

They have also released 5 new companies to the wine tourism industry , which, thanks to a good promotion on the Internet, and are receiving strong demand in our country to visit the vineyards and learn about the “Wine Route.”

We also point out that despite being in Spain is still very stuck on the new technologies are also increasing the number of companies advertising online brokerage , where I am sure that with time, some of these companies make to much of market for advertising on blogs and websites, making it a powerful alternative with respect to Google Adsense .

Order from here to these start-ups, to improve where possible their professionalism and make the process easier, as we should put a little trust in these companies that want to open a hole in this world. This will avoid monopolies and create alternatives to negotiate in the future.

So to say that despite the number of unemployed people in Spain, we are good times for entrepreneurship . The jobs created will take time, so you better never say “do not seek employment and create it.” As you can see some of these business ideas have been created barely 6 months ago and have been duly received by the market, others have been operating for several years and are now in a strong expansion.

We talked about Spain, but for our Latino readers may also take note and be innovative wherever you choose to import these innovative ideas are not yet in accordance with which countries.

Shakespeare said that lending money to a friend is the easiest way to lose money and the friend. Things have not changed much since that time. A survey revealed that 43% of the respondents who had lent to friends or family members had not recovered its money in full and 27% had not received a penny.

If you’re going to pay, minimizes the risk of losing money or generate conflicts with the following considerations and suggestions:

*-Donation: Consider instead make a monetary gift less than the amount requested or offer a way to make money.

* Ability to pay: How will you pay? If the option is not practical before, ask the person how you will get the money to pay. There are people begging for money and have no plan for repayment. Do not feel obligated if the method makes sense.
*-Documentary: Remember that words are not binding. If the amount is considerable, edit a document clearly details the agreement. It is not about creating a complex document. It is what is commonly known as a promissory note that is not nothing but an unconditional promise to pay a sum of money. If the budget allows use an attorney and compare prices. Take advantage and knows the legal and tax consequences involved. Benefits of writing a document:
or “I give formality and seriousness to the matter;
or described in detail and clearly the agreement and expectations of each party.
o-Parts of the document:
+ Names of the parties;
+ Date of the loan;
+ Quantity;
+ The date to be paid;
+ Interest, if any;
+ Number of payments and frequency;
+ The date on which each payment is made;
+ What happens if you pay late or misses a payment.
*
* Unless necessary, it prevents the repayment of the full amount. Best looking periodic payments. The odds improve when people have the option to pay little by little. Less amount has to pay and believe in the practice of paying debtor. Sometimes the person does not have the discipline to save that money until you have completely. At the end never manages to collect the tax.
*
* Looking for that periodic payment is automatically deducted from the account of the person. You from having to be asking or reminding, or hear excuses. If you know there are no funds quickly.

If you’re going to borrow, increase the likelihood of obtaining the loan if:

* “You’re writing the terms. So prove you’re serious about the loan and give you more secure is paying;
* Provide any collateral or offer attractive interest or additional conditions such as you can give the money upon request (if circumstances will allow);
* “Prepare a plan which details how you will make the repayment.

“When you ask for a loan, avoid problems realistically. For that follow the golden rule, promises little and delivers much. Do not secure to be paid back in a month if you know you will take at least six. Be ultra conservative in your projections and seeks to fulfill on time or earlier.