The benefits of applying this loan are that you do your bi-weekly automatic payments, variable interest rate is fixed at the time of having the money, procedures very simple, revolving credit once you pay, free secure release on death.

The period is 36 months, you can get up to 8 months of salary or $ 80,000 depending on ability to pay.

If you have credit references can be obtained up to 10 months’ salary or 350,000, depending on ability to pay.

The least they provide are $ 2,000

To hire is necessary to go to a branch of Banamex and cover:
Be between 18 and 79, to receive your payments through payroll or Executive Profile Banamex, 2000 gross monthly minimum, have a minimum of 3 months old in your current job, official identification, proof of income.

1.Avoid delinquent credit obligations. Late payments, bad debts or legal judgments against you make you look like a customer at risk. Get a copy of your credit report and eliminate errors.

2.Click check your credit application. Credit application is incomplete. Perhaps you left out some important information or made an error in the application. Any large discrepancy between the application and your credit record can count against him. The lender will wonder if you are hiding something. Always check your application.

3.Know if you have many queries. Consultations are done every time you apply for credit. Requesting your own report also counts as a question, but is not usually used against you. At the discretion of the creditor, only four inquiries within six months may be considered as a sign of excessive credit activity. The creditor may then assume that you are trying desperately to get credit and are being rejected elsewhere.
NOTE * In general, several investigations of a “significant” purchase like a house or a car loan are counted as “an” investigation.

4.The if there are errors in your credit file. These may arise simply typographical errors, or to confuse his name with some other similar name. Since the credit bureaus handle millions of files, the possibility of error is substantial. Errors can be found and corrected only by carefully reviewing your file for accuracy at least once a year and then take the necessary steps to correct any errors you find.

5.Consider you do not have enough credit. Insufficient credit file. Your credit history is too low for the type or amount of credit requested. You need to develop your credit history more fully before qualifying for the level of credit being requested now.

They often do not know how much it costs us to lend us money, you just ask and I. But often this is what we get to hang and even lead to bankruptcy.

There is a very good option that could be called a win-win and is what many people were engaged before he was as popular as the ATM, before the internet, and even before there was banking organizations.

It is a loan between individuals, but as we could make a win-win situation? (Win-win?).

It’s very simple you have to do is the following.

1. You need a friend who wants to lend dinery and is willing to make money doing it (not much yet earn money)
2. You need to explain that the advantage of this business must be to provide benefits that no one not even the bank offers
3. Need to explain that you need money, which you can pay within ‘n’ months, weeks, days or whatever.
4. Should explain that each will be adding an interest payment, down from ls banks, but this will be the profit that your friend may have.

In this way you get rid of the cumbersome paperwork, of embargoes if not paying, and you can “pay” for that service.

The stringent conditions are:

* You will need full and complete confidentiality between the parties
* You will need trust
* Responsibility for payment
* Be consistent calculation of time and interest
* Be aware of that needed to cover the timely payment because you run the risk that your friend will not lend you money even once more.
* Do not abuse the sums of money because the more money, there will be more risk of losing.

If these rules are made clear will be an excellent strategy of availability of money that you can have.

Hope you have served the boards and have a great day.