They often do not know how much it costs us to lend us money, you just ask and I. But often this is what we get to hang and even lead to bankruptcy.

There is a very good option that could be called a win-win and is what many people were engaged before he was as popular as the ATM, before the internet, and even before there was banking organizations.

It is a loan between individuals, but as we could make a win-win situation? (Win-win?).

It’s very simple you have to do is the following.

1. You need a friend who wants to lend dinery and is willing to make money doing it (not much yet earn money)
2. You need to explain that the advantage of this business must be to provide benefits that no one not even the bank offers
3. Need to explain that you need money, which you can pay within ‘n’ months, weeks, days or whatever.
4. Should explain that each will be adding an interest payment, down from ls banks, but this will be the profit that your friend may have.

In this way you get rid of the cumbersome paperwork, of embargoes if not paying, and you can “pay” for that service.

The stringent conditions are:

* You will need full and complete confidentiality between the parties
* You will need trust
* Responsibility for payment
* Be consistent calculation of time and interest
* Be aware of that needed to cover the timely payment because you run the risk that your friend will not lend you money even once more.
* Do not abuse the sums of money because the more money, there will be more risk of losing.

If these rules are made clear will be an excellent strategy of availability of money that you can have.

Hope you have served the boards and have a great day.