If you come to be standard practice to ask the builders account, usual practice in other countries, but not like in Spain where that money goes to a guarantee fund managed by the bank, if not the pocket of the builder or developer, then what happens happens and usually wrong.

Often not met in the surrender date

Without the grades given in memory

Without the permits and subsequent

So one has to check if the contract deposit on account, with an emphasis on ensuring repayment deposit (double) in the event of default and especially to see to ensure or guarantee by a bank guarantee these deposits, if not something like “worthless”

Because if you can report (prepared coast of counsel) wait a couple of years to hold the trial and have faith that the builder will remain and if you’re lucky, the sentence will be in your favor, but as the bank is in front with your mortgage loan construction, it becomes the same as making the cousin, the bank will stay and awarded the building and floor and if you no money.

I would advise you to do a bank deposit in the form of bank guarantee, the builder or developer can take that money as a loan (a low interest cost him a year or 2%) but if that does not meet your guarantee you get your the bank and get away as already returned the loan to the bank, in any case the bank has guaranteed the work would lose nothing.